Real Results From Real Clients
Every dollar funded. Every timeline verified. These are real people building real businesses with strategic capital architecture.
Brand new LLC, zero business credit history, $0 revenue. Had been denied twice by Chase on his own — blind applications with no strategy.
- Built business credit trifecta (eCredable + FairFigure + vendor accounts)
- Lowered personal utilization from 34% to 8% before any apps
- Sequenced Chase Ink first (banking relationship), then Amex backdoor, then BofA + WF LOC stacking on same day
Strong income but high utilization (42%) and 6 recent inquiries. Was told by a broker to wait 6 months. No business credit file at all.
- Paid down 3 cards strategically to drop utilization to 11%
- Established biz credit with net-30 vendors. Waited for inquiries to age 91 days
- Executed multi-round stacking: Round 1 business cards, Round 2 business LOCs, Round 3 personal loans repositioned for business use
Denied by 20+ banks before finding us. Had a 30-day late from 2023 and a collections account dragging her score. Needed equipment funding for her med spa launch.
- Disputed the collections account (removed in 22 days)
- Got the late payment goodwill-adjusted off the report
- Built her business credit profile from scratch. Strategically timed applications after score jumped 47 points
Zero business credit, recently moved to a new state, and had a thin personal file with only 3 tradelines. Was getting $5K–$10K approvals on his own.
- Added authorized user tradelines to thicken the file
- Opened secured biz card to start the business credit clock
- Positioned banking relationship at Chase for 90 days, then hit the application sequence — went from $5K approvals to $25K+ per card
Lowest score of any of our featured clients. Had a charged-off account and high utilization at 51%. Was paying 24% APR on existing debt.
- Negotiated pay-for-delete on the charge-off
- Did a strategic balance transfer to kill utilization (51% → 12%)
- Consolidated the 24% debt into a 0% personal loan. Then layered business cards once score recovered
Experienced investor but all her capital was locked up in properties. Needed liquid capital fast for a time-sensitive deal. Had never used business credit strategically.
- Leveraged her strong banking history with Chase
- Executed a same-day multi-bank blitz strategy after optimizing her utilization to 6%
- Got 3 approvals in 24 hours. Used personal loan proceeds as proof of capital for additional business LOC approvals
Running a $40K/month Shopify store but had no business credit history. Only 2 personal credit cards with $12K total limits. Needed capital for inventory scaling.
- Used his revenue to qualify for a business LOC first (proof of income)
- Built his business credit trifecta simultaneously
- Stacked biz cards on top of the LOC — each approval boosted available credit for the next app
Brick-and-mortar restaurant with 2 years of revenue but she'd been relying on a single high-interest merchant cash advance at 65% effective APR. Needed to break free.
- Paid off the MCA with a 0% balance transfer strategy
- Used the freed-up cash flow to strengthen her banking profile
- Opened a business checking at Chase with consistent deposits for 60 days, then executed the full card stacking sequence